2%
Deposit (USDC or BTC/ETH)
Charged when funds enter Stackit.
Pricing
You never pay for safety. You pay when the system reaches for upside — including when it reaches on your behalf — and every execution is itemized.
Stackit charges 2% on deposits, 2% when USDC converts into BTC or ETH, and 2% per borrowing execution — including the automated re-leverage cycles that rebuild your position as prices recover. Everything that protects you or pays you back is free: auto-repay, deleveraging, parking, selling to USDC, repaying, withdrawing, and leaving. Every fee-bearing execution appears in your audit trail with the trigger that caused it and the exact amount. Cycle fees step down for the whole platform as volume grows — see the live schedule.
You pay 2% when money enters, when USDC converts into BTC or ETH, and each time the system borrows on the way up. Every protection action, repayment, and exit is free, no matter which way the market went.
Last updated June 12, 2026
2%
Convert USDC to BTC/ETH
2% of the amount converted. DEX spread may also apply and is not marked up by Stackit.ai.
2%
Borrow — first or expanded credit
2% of the amount borrowed, per execution. Aave's variable rate applies on top, set by Aave and passed through.
2% per execution
Automated re-leverage cycles (upward legs)
The same cycle fee applies when the automation re-borrows on your behalf as prices recover. Steps down with platform volume — see the live schedule.
Free, always
Auto-repay, deleverage, parking (downward legs)
Protection never charges. Published commitment.
Free
Sell BTC/ETH to USDC
Selling back to USDC carries no Stackit fee.
Free
Repay, withdraw, exit
Leaving Stackit costs nothing.
Network gas from balance
Gas on protection executions
Typically under $0.05 on Base/Arbitrum, scoped to protection only. Per-action and per-month caps are queryable.
What the percent buys
Stackit's automation pays your loan down as prices fall (free) and re-borrows as prices recover (2% per execution). Fees are proportional to the work the system performs: choppy markets mean more cycles, more executions, more fees — and more liquidations avoided. This is per-execution pricing for volatility management, fully itemized in your audit trail with the trigger that fired each one. The only honest way to judge it is net of all fees: the published backtest shows protected-net-of-fees versus unprotected and versus DIY across full cycles. Run the numbers.
| Downward legs | Auto-repay, deleveraging, and parking are free, always. Network gas only, capped and auditable. |
|---|---|
| Deposit fee | 2% when funds enter Stackit. |
| Buy fee | 2% of the amount converted from USDC into BTC or ETH. |
| Cycle fee | 2% of the amount borrowed, per execution — manual borrows and automated re-leverage cycles alike. Steps down with platform volume. |
| Exit path | Selling, repaying, withdrawing, and leaving are free. |
Monthly DCA founder
Deposit USDC$1,000$20
Convert to BTC/ETH$1,000$20
$40/mo, $480/yr on $12,000 deployed — all itemized
A choppy year with protection cycles
Deposit USDC$10,000$200
Convert to BTC/ETH over the DCA$10,000$200
Borrow$4,000$80
3 auto-repays (downward legs)—$0
3 re-leverage executions (~$2,500 each)$7,500$150
≈ $630 total for the year, every execution itemized with its trigger — versus a single Aave liquidation at 5–10% of the position plus a forced sale at the local bottom
Your volume lowers everyone's fees, including yours
Current tier: Launch. Platform volume reporting is pending. The public schedule is available at /fees.json.
| Tier | Platform Volume | Cycle Fee |
|---|---|---|
| Launch | $0+ | 2% |
| Growth | Threshold published at first step-down | 1.5% |
| Scale | Threshold published at first step-down | 1% |
One-way ratchet: cycle fees never step back up. Schedule reviewed annually.
Dormancy lifecycle
If your account goes completely quiet for 6 months with a loan open, we use your collateral to bring the loan down to a safe level, about 25% LTV, and move your account to daily monitoring. You keep your coins. You stay in the market. Any transaction switches everything back on.
Pricing Questions
What does Stackit.ai cost?
Stackit charges 2% on deposits, 2% when USDC converts into BTC or ETH, and 2% per borrowing execution — including the automated re-leverage cycles that rebuild your position as prices recover. Everything that protects you or pays you back is free: auto-repay, deleveraging, parking, selling to USDC, repaying, withdrawing, and leaving. Every fee-bearing execution appears in your audit trail with the trigger that caused it and the exact amount. Cycle fees step down for the whole platform as volume grows — see the live schedule.
Do you charge for the automation's actions?
Downward protection legs — auto-repay, deleveraging, parking — are always free. Upward re-leverage executions carry the standard cycle fee, itemized with their trigger. Network gas on protection executions is paid from your balance within published caps.
Why is there a fee when the system re-borrows?
Fees are proportional to the work the system performs: paying your loan down as prices fall is free, and re-borrowing as prices recover costs 2% per execution. Choppy markets mean more cycles, more executions, more fees — and more liquidations avoided. Every execution is itemized with the trigger that fired it, and the honest way to judge the cost is net of all fees.
Is leaving Stackit.ai free?
Yes. Selling back to USDC, repaying, withdrawing, and exiting carry no Stackit.ai fee. Leaving Stackit costs nothing.
Agents can price it before they use it
Use the public quickstart and fee JSON to compute costs before live access.