Turn your cashflow into
Bitcoin & Ethereumyou can grow & protect
You send money in. Stackit.ai uses protected leverage to grow your BTC & ETH faster, lets you borrow against it without margin calls, and automatically protects your position when markets drop.
Natively supports MCP, REST, and x402 — built for autonomous agents.
3+ Years
Rules engine refined over 3+ years of real market data
1 Full Cycle
Live through a complete market cycle — up and down — with protection active
Rules-Based
No emotions, no manual trades, no margin calls
Native agent integrations
MCP Server
Native tool for Claude, GPT & any MCP agent
REST API
Deposit, borrow, and monitor programmatically
x402 Auth
Pay per request — no API key signup, no human loop
Wallet-Sovereign
Unsigned txs returned — you sign, you control
Already building? Try the sandbox — no signup required →
Built For
Who This Is For
AI Agent Teams & Developers
Your agents need a treasury they can operate programmatically. Stackit.ai exposes MCP, REST, and x402 interfaces — authenticate without a human in the loop, deposit, borrow, and convert with one API call, and get typed errors when a safety rail blocks an action.
Founders & Long-Term Holders
Every long-term holder eventually needs cash. A tax bill, a business opportunity, a down payment. Stackit.ai lets you borrow against your BTC & ETH the right way — structured, over-collateralized, and protected.
Borrowing Without Liquidation
If you’ve been liquidated or had a close call, you know the usual playbook favors the lender, not you. Stackit.ai’s rules engine protects your position — no margin calls, no surprise liquidations while you sleep.
Honesty First
Who This Is Not For
- Not for short-term traders or high-leverage gamblers.
- Not for people chasing guaranteed returns or timing the market.
- Not for anyone who wants to squeeze out every dollar of borrowing power — that’s how you get liquidated.
- Not for people who treat borrowing as a panic move instead of a strategy.
If you want structured, protected leverage that keeps you in the market through full cycles — like a mortgage, not a payday loan — you're in the right place.
The Strategy
Protected Leveraged DCA — How It Works
Think of it like a mortgage versus payday debt. A mortgage is long-term, over-collateralized, and structured. Most crypto borrowing is the opposite. Stackit.ai fixes that.
Deposit
You send money in — regularly, like a habit
Leverage
Stackit.ai uses protected leverage to grow your position
BTC/ETH Treasury
Your stack grows faster than plain DCA
Borrow Rail
Borrow against it when you need cash — structured, not desperate
Auto-Protect
Rules engine pays down loans in drops, re-leverages in recoveries
Deposit
You send money in — regularly, like a habit
Leverage
Stackit.ai uses protected leverage to grow your position
BTC/ETH Treasury
Your stack grows faster than plain DCA
Borrow Rail
Borrow against it when you need cash — structured, not desperate
Auto-Protect
Rules engine pays down loans in drops, re-leverages in recoveries
Most investors get wiped because they borrow too close to the edge with no plan for a drawdown. Here's what Stackit.ai does instead:
What Happens After a Big Drop
In a drop, Stackit.ai's rules prioritize survival: it automatically repays part of your borrow so your BTC and ETH don't sit near a margin call.
Once things stabilize and your Health Score is back in the safe zone, Stackit.ai can gradually let you borrow again, inside your target range.
That way, you're not stuck “all the way off” after every crash or “all the way on” near the edge. You spend more of the cycle in a healthy middle: protected in bad times, participating in better times.
None of this guarantees profits or perfect timing. It just means the rules work to keep you alive through drops and still let you use leverage responsibly over full cycles.
The Principle
A treasury isn't an account you fund.
It's a position you build.
The wealthy don't sell their assets to pay their bills. They borrow against what they hold, let it keep appreciating, and let compounding do the work. Stackit.ai brings that model to every founder — and every agent.
Don’t run your business on a budget. Build a treasury that funds it.
Don’t give your agent a budget. Give it a treasury that pays for itself.
A treasury works for you whether you're sleeping — or whether your agent is running. Same infrastructure. Same compounding. Same protection.
Real Results
How One Customer Used $30K to Build a Compounding Net Worth
They started with a $30,000 deposit.
Stackit.ai instantly leveraged that into over $100,000 of Bitcoin and Ethereum.
As BTC and ETH rose, the leveraged position amplified those gains while Stackit.ai automatically paid down the loan — growing their net worth to over $70,000.
Then they borrowed $25,000 to invest in a restaurant — pulling out nearly their full original deposit.
Now they’re building wealth across equity in a restaurant, a larger Bitcoin & Ethereum portfolio, and a net worth that keeps compounding.
The Stack Effect
Multiply your buying power
Protect your portfolio when prices fall
Lock in gains when prices rise
Grow wealth across multiple assets from a single deposit
LTV Safety Bands
These are the ranges Stackit.ai uses to keep you out of the “oh shit” zone.
Protection
Why Most Crypto Borrowing Fails
Most crypto borrowing looks like payday debt — it works until it doesn't. Stackit.ai structures your leverage like a mortgage: over-collateralized, long-term, and protected.
35–50% Live LTV Band
Most of the time you sit in a safer middle range, not right next to liquidation.
60% Hard Ceiling
We never let your borrowing go past about 60%, even in good times.
Auto-Deleverage & Flash Loan Re-Leverage
If prices drop, Stackit.ai uses your collateral to pay down loans and bring LTV back toward ~25%. When markets recover, flash loans re-leverage your position back up safely in a single atomic transaction. Your worst case is less borrowing power, not losing your BTC/ETH.
When you borrow the usual way, a sharp dip triggers liquidation right when you need stability most. Stackit.ai automatically uses your collateral to pay down what you've borrowed during drops, and uses flash loans to re-leverage safely when markets recover. Your worst case is less borrowing power — not losing your BTC & ETH.
“No margin calls. No ‘oops, you got liquidated while you slept.’”
Built on trusted infrastructure
Dual Interface
Built For Humans. Designed For Agents.
Same treasury infrastructure, two native paths. Humans get a dashboard and a call. Agents get an API, an MCP server, and unsigned transactions — no keys handed over, ever.
For Founders
- A calm BTC/ETH treasury that looks after itself
- Borrow against your holdings without margin calls
- Auto‑protection when markets drop — no manual action needed
- Reports your accountant can actually read
For AI Agents
- MCP‑native — plug into Claude, GPT, or any compatible agent in minutes
- You keep your keys. We return unsigned transactions; you sign and submit
- x402 micropayment auth — no human approval loop, ever
- Hard limits enforced on‑chain: borrow cap, health floor, cooldown
Protection
Two Scores Keep You Safe
Health Score shows where you are. Protection Point is where Stackit.ai acts.
How the two scores relate
Health Score
Your Health Score is how close you are to liquidation. A score of 1.0 is the edge — you never want to sit there.
Protection Point
Your Protection Point is the tripwire where Stackit.ai steps in before you get close. When your Health Score touches that line, Stackit.ai automatically runs the action you chose — repay part of the loan, sell part of your assets, or both.
You can use the default Protection Point, move it higher as prices rise, or lock it to a level you're comfortable with. The pattern stays simple: you watch the number and the line, Stackit.ai handles the heavy work when they meet.
Compare
Traditional vs. Stackit.ai
Payday-Style Crypto Borrowing
- You borrow at max LTV because the platform makes it easy.
- No automated protection — you’re watching charts hoping it doesn’t crash.
- A 50% dip triggers liquidation while you sleep.
- Designed for the lender’s benefit, not yours.
Stackit.ai Protected Leverage
- You borrow in a safe range (35–50%) — never above 60%.
- Rules engine auto-deleverages in drops, re-leverages in recoveries.
- No margin calls. No surprise liquidations.
- Designed to keep you in the market through full cycles.
Not ready for a call?
Get the free guide: Beyond DCA — The Protected BTC & ETH Stacking Blueprint
We'll send the guide plus occasional breakdowns of real treasury setups and mistakes to avoid.
FAQ
Questions You're Asking
Getting Started
Three Steps to Your Treasury
Treasury Design Call
We map your income streams, goals, and constraints. Together we design the rules for your treasury.
We Implement Rules & Rails
We set up your treasury with safety bands, auto-repay triggers, and borrowing limits — no engineering required.
Start Depositing & Spending
You and your agents start depositing and spending inside the system. Stackit.ai handles the rest. The more consistently you deposit, the more Stackit.ai can do for you.
We accept a limited number of new treasuries each week so we can keep every client safe and supported.