Pricing
2% per action. That's it.
You only pay when Stackit.ai does something that grows your treasury. No monthly fees. No AUM charges. Volume discounts apply automatically.
2%
Deposit
When you send money into your treasury
2%
Borrow
One-time 2% fee when you borrow against your holdings, plus Aave’s variable interest rate on the loan (set by Aave, not Stackit.ai)
2%
Convert
When we convert USDC into BTC & ETH (dollar cost averaging). A small DEX spread also applies from the on-chain liquidity pool — set by the DEX, not by Stackit.ai
0%
Liquidation Protection
We NEVER charge when we protect you from liquidation
What you never pay
How we compare to Coinbase
Coinbase charges different fees depending on what you do and how you pay. Stackit.ai keeps it simple: 2% per action, no surprises.
Coinbase
Buy / Sell fee
Depends on payment method
Spread
On top of listed fees
Coinbase One
Subscription for "zero" trading fees
Borrowing
Coinbase sets the rate, margin call risk
Liquidation risk
Positions can be force-liquidated
Custody
Not your keys, not your crypto
Treasury management
Manual — no rules engine
Stackit.ai
Buy / Deposit fee
Flat fee, same every time
Spread
Small DEX spread on swaps — we don’t mark it up or profit from it
Monthly subscription
No monthly fees ever
Borrowing
One-time 2% usage fee + Aave's variable interest
Liquidation risk
Auto-repay protects you (free)
Custody
Your keys, your crypto
Treasury management
Rules engine + Health Score
Coinbase fees as of 2025. Actual fees vary by payment method, region, and trade size. Coinbase is a registered trademark of Coinbase, Inc.
Volume Discounts
Fees go down as we grow
Volume discounts apply automatically — no negotiation, no tiers to hit. As more people use Stackit.ai and total platform volume increases, the 2% comes down for everyone. Our goal is to make this cheaper over time, not more expensive.
You choose what you do
Not everyone uses every feature. You only pay for the actions you take. Want to deposit and convert but not borrow yet? You only pay 2% on deposits and conversions. Ready to borrow later? Add it when it makes sense for you.
Pricing Questions
Why a usage fee instead of AUM?
An asset-under-management fee requires additional licensing in every state. A per-action usage fee is simpler, more transparent, and means you only pay when Stackit.ai does something for you.
How do volume discounts work?
As our total platform volume grows, fees come down for everyone automatically. You don’t need to negotiate — the more people who use Stackit.ai, the lower your costs get.
Why don’t you charge for liquidation protection?
When the market drops and we need to protect your position, that’s the worst possible time to take a cut. We only charge on actions that grow your treasury, never when we’re defending it.
What if I only want to deposit and not borrow?
You choose which actions to take. If you only deposit and convert, you only pay 2% on those. Borrowing is optional — you control your costs.
What about interest on borrows?
When you borrow, Stackit.ai charges a one-time 2% usage fee. On top of that, Aave charges a variable interest rate on the outstanding loan — this is set by Aave’s protocol based on market conditions, not by Stackit.ai. We don’t mark it up or add anything to it.
Ready to build your treasury?
Book a free Treasury Design Call. We'll map your income, goals, and constraints — and design the rules together.