How It Works
Your Money on Autopilot
Send money in, Stackit.ai buys BTC and ETH for you, keeps risk in a safe range, and lets you borrow for expenses without margin calls or panic selling.
Deposit
You send money in (or your AI agents do). Stackit.ai converts it to USDC as a starting point.
Rules Engine
Stackit.ai applies your rules — how much to buy, when to buy, what LTV range to stay in. No guessing, no emotions.
Treasury Grows
Your BTC & ETH pile up through consistent dollar-cost averaging. The more consistently you deposit, the more Stackit.ai can do.
Borrow Safely
Need cash for expenses? Borrow against your holdings inside safe LTV bands (35–50%). No margin calls. If things get risky, Stackit.ai automatically deleverages using your collateral. When markets recover, flash loans re-leverage you back up safely.
Spend & Repeat
Pay bills, reinvest, or cover operating costs. The cycle continues — your treasury keeps growing while you use it.
Safety Rails
Safety Rails That Never Sleep
Stackit.ai manages your Loan-to-Value ratio automatically. Here are the bands that keep your treasury safe at all times.
Comfortable cushion. No action needed.
Where you normally operate. Borrowing happens here.
Approaching limit. Auto-repay begins winding down risk.
Never crossed. This is the absolute boundary.
Auto-deleverage & flash loan re-leverage: If things get bad, Stackit.ai uses your collateral to pay down loans and bring your LTV back to ~25%. When markets recover, flash loans re-leverage your position back up safely — in a single atomic transaction.
What Happens After a Big Drop
Markets crash. That's expected. Here's how Stackit.ai keeps your treasury intact when volatility hits.
During the drop
Stackit.ai automatically uses your collateral to pay down outstanding loans, keeping your LTV safe. No margin calls, no panic selling. The system handles it before you even notice. When conditions improve, flash loans re-leverage you back up safely.
After stabilization
Once things calm down, borrowing gradually reopens inside your target LTV range. You don't need to do anything — the system eases back into normal operation on its own.
The result
You spend more of the cycle in a healthy middle — protected in bad times, fully participating in better times. Your treasury keeps compounding instead of getting liquidated.
Ready to put your money to work?
Book a free Treasury Design Call. We'll walk through how the system works for your specific situation — income, goals, and risk tolerance.