LAST UPDATED: Mar 19, 2025
This Privacy Policy describes how Stack (“we,” “us,” or “our”) collects, uses, and protects information obtained from users (“you” or “your”) accessing our platform.
1. Information We Collect
Stack is a decentralized financial platform. We prioritize your privacy and do not directly collect or store your personal data.
Data We Collect:
- Wallet Addresses: Your blockchain wallet addresses are publicly viewable on blockchain networks. We use these addresses to facilitate your interactions with Stack’s decentralized financial tools.
- Transaction Data: Stack records anonymous transaction data related to your wallet activities on our platform. This includes deposits, borrowing, swaps, and interactions with smart contracts.
- Cookies and Analytics: Stack may use cookies and analytics tools, such as Google Analytics, to collect anonymous information on how users interact with our website. This helps us enhance user experience and optimize platform performance.
Data We Do Not Collect:
- We do not collect personally identifiable information (PII) such as names, emails, phone numbers, or financial details.
- Stack does not store user funds or manage transactions directly. Transactions occur on platforms like Aave and Bridge XYZ.
2. Use of Your Information
We use collected data solely to:
- Provide and enhance platform services, such as decentralized borrowing, liquidation protection, and treasury management.
- Analyze platform use to optimize service performance and user experience.
- Train anonymized AI models to identify optimal investment strategies and risk management practices.
3. Sharing Your Information
Stack does not share your data with third parties except in the following cases:
- Blockchain Networks: Your wallet addresses and transaction data are inherently public on blockchain networks.
- Service Providers: Anonymous data may be shared with third-party service providers such as Google Cloud to maintain platform operations and improve AI functionalities. No personal identifiers are included.
- Legal Compliance: We may disclose data to comply with applicable laws, regulations, legal processes, or government requests.
4. Security and Compliance
We implement industry-standard security measures to protect the integrity of your transaction data. As Stack operates via decentralized finance protocols:
- User funds remain under your full custody and control.
- Smart contracts facilitate transactions securely and transparently.
- Stack adheres to compliance best practices in jurisdictions of operation, ensuring decentralized activities remain within legal frameworks.
5. User Responsibilities
Users must ensure the security of their wallets and private keys. Stack is not responsible for any losses incurred due to wallet compromise, unauthorized access, or user negligence.
6. Third-Party Links
Our website may contain links to third-party websites. Stack is not responsible for the privacy practices, content, or policies of these external websites. Users should review the privacy policies of third-party sites directly.
7. Age Restrictions
Stack services are intended for individuals who are at least 18 years old. By accessing our platform, you confirm that you meet this age requirement.
8. Disclaimer of Liability
By using Stack, you acknowledge and accept the inherent risks of decentralized finance (DeFi), including but not limited to market volatility, smart contract vulnerabilities, and blockchain technology risks. Stack is not liable for any financial loss or damages arising from your use of the platform.
9. Governing Law and Jurisdiction
This Privacy Policy shall be governed by and construed in accordance with the laws of The United States. Any disputes arising under or related to this policy will be subject to the exclusive jurisdiction of the courts located in Delaware.
10. International Users
Stack services are accessible globally. Users are responsible for compliance with local laws and regulations relevant to their jurisdiction.
11. Updates to This Privacy Policy
We reserve the right to update this Privacy Policy periodically. Updates will be posted on our website with an updated effective date. Your continued use of Stack indicates acceptance of any changes.
12. Contact Information
If you have any questions about this Privacy Policy, please contact us at: support@stackit.ai
Thank you for trusting Stack to manage your decentralized financial activities securely and privately.