Pricing
2% per action. That's it.
Stackit.ai charges a simple 2% usage fee per action. No monthly fees, no AUM charges, no hidden costs. Liquidation protection is always free.
Fee Schedule
2%
Deposit
When you send money into your treasury
2%
Borrow
One-time 2% fee when you borrow against your holdings, plus Aave’s variable interest rate on the loan (set by Aave, not Stackit.ai)
2%
Convert
When we convert USDC into BTC & ETH (dollar cost averaging). A small DEX spread also applies from the on-chain liquidity pool — set by the DEX, not by Stackit.ai
0%
Liquidation Protection
We NEVER charge when we protect you from liquidation
What You Never Pay
Usage Fee vs AUM Fee
Usage Fee (Stackit.ai)
AUM Fee (Traditional)
When charged
Only on actions you take
Every year on total balance
Idle treasury
No cost
Still charges 1–2%/year
Transparency
You see the fee on each action
Often buried in fine print
Licensing
Simpler regulatory model
Requires state-by-state licensing
Control
You choose which actions to take
Fee applies regardless
Cost Examples
Deposit Only
A company deposits $50,000/month into their treasury.
Monthly deposit
$50,000
$1,000 (2%)
No borrow fees, no conversion fees — just the deposit fee.
$1,000/month
Deposit + Convert
A company deposits $50,000/month and converts it all to BTC/ETH.
Monthly deposit
$50,000
$1,000 (2%)
Convert to BTC/ETH
$49,000
$980 (2%)
Conversion fee applies to the net amount after deposit fee.
$1,980/month
Full Usage
A company deposits $50,000/month, converts, and borrows $20,000 for expenses.
Monthly deposit
$50,000
$1,000 (2%)
Convert to BTC/ETH
$49,000
$980 (2%)
Borrow for payroll
$20,000
$400 (2%) + Aave interest
Liquidation protection
Active
$0 (0%)
Protection is always free. Aave interest is set by the Aave protocol, not Stackit.ai.
$2,380/month + Aave interest
Volume Discounts
Volume discounts apply automatically — no negotiation, no tiers. As more people use Stackit.ai and total platform volume increases, the 2% comes down for everyone.
How Does 2% Compare?
Stripe charges 3% on every card swipe. We charge 2% and we're actively working to bring it lower. Plus we never charge on protection. Plus, Stackit.ai never charges on liquidation protection — we don't take a cut when the market is down and we're protecting your position.
Simple, transparent pricing
Book a free Treasury Design Call to see exactly what your costs would look like.