Executive Summary
Stackit.ai is a decentralized finance (DeFi) platform empowering users to consistently invest in Bitcoin and Ethereum while simultaneously using their invested funds as collateral. Stackit.ai automates the proven strategies used by wealthy investors—particularly leveraging assets to build long-term, generational wealth. By combining automated dollar-cost averaging (DCA), safe and smart leveraging, and AI-powered risk management, Stackit.ai enables anyone to steadily build a crypto portfolio designed to provide financial independence.
Our Mission
The mission of Stackit.ai is to enable everyone to consistently invest in cryptocurrencies in three transformative ways:
- Invest While You Pay Bills: Stackit.ai helps users turn everyday expenses into investment opportunities. Rather than spending cash directly, users deposit it to invest first and borrow against their crypto holdings to cover bills, ensuring every dollar spent also fuels investment growth.
- Consistently Invest Like the Wealthy: By safely leveraging their crypto portfolios—much like real estate investors leverage property—users amplify their investments over time. Stackit.ai automates these strategies, making it easy for anyone to follow this proven wealth-building method consistently.
- Borrow to Live, Not Sell to Spend: The ultimate goal is empowering users to grow their portfolios consistently enough that, eventually, they can sustainably live off borrowed funds from their accumulated crypto assets without ever needing to sell.
Through this mission, Stackit.ai aims to democratize access to sophisticated wealth-building strategies historically available only to the financial elite.
Why Consistency Matters
Consistent investing is foundational to building long-term wealth. Stackit.ai’s automated approach removes emotional barriers and market-timing uncertainty, allowing users to steadily grow their portfolios regardless of market conditions. With consistent investment and intelligent leveraging, even modest regular contributions compound into substantial, generational wealth.
Platform Overview
Stackit.ai seamlessly combines simplicity and powerful DeFi tools:
- Automated Systematic Investment (SIP): Invest automatically at regular intervals, effortlessly establishing disciplined financial habits.
- Intelligent Leverage: Safely amplify investments by borrowing additional funds against deposited crypto assets, significantly boosting potential returns.
- Non-Custodial Security: Maintain complete control of assets with funds remaining in personal, self-custodied wallets.
Core Benefits
- Dual-Use Investing: Your funds simultaneously grow investments and serve as collateral, effectively using your money twice.
- AI-Driven Portfolio Protection: Smart contracts actively manage and adjust your positions to protect from liquidation and downturns.
- Transparency & Trust: Blockchain-based audited smart contracts ensure transparent, secure operations.
Technical Architecture
Blockchain Infrastructure
Stackit.ai initially launched on the Polygon blockchain and transitioned to Arbitrum in 2025 for optimized efficiency. Plans include future multi-chain expansions to enhance accessibility.
Core Components
- SIP Management Contract: Automates systematic investing into Bitcoin and Ethereum.
- Trading via Paraswap: Ensures efficient, secure crypto swaps with minimal slippage. (Paraswap)
- Leverage and Borrowing Module: Safe integration with proven decentralized lending platforms such as Aave.
- Automated Execution: Stackit.ai handles investment schedules and gas fees automatically.
User Experience
- Connect Wallet: Securely connect your personal Web3 wallet.
- Set Consistent Investments: Select your investment amounts, intervals, crypto allocation, and leverage settings.
- Authorize Securely: Approve transactions directly via your wallet.
- Automatic Portfolio Growth: Stackit.ai consistently executes investments and manages leveraged positions.
- Monitor Progress: Effortlessly track, manage, or adjust your portfolio from an intuitive dashboard.
Smart Contract Capabilities
- Scheduled Investment Automation
- Secure and Efficient Trading Integrations
- Dynamic Collateralized Borrowing
- Robust Security and Upgradeable Governance
Security and Risk Management
Non-Custodial Safety
Your crypto assets always remain securely in your custody, dramatically reducing risks associated with custodial exchanges.
Comprehensive Contract Security
Stackit.ai will conduct regular security audits and encourage community-driven security initiatives.
Active Liquidation Protection
AI-driven protocols continuously rebalance leveraged positions to safeguard against sudden market volatility.
User Security Recommendations
We recommend the use of hardware wallets, careful permission management, and adherence to standard security best practices.
Risk Factors
- Market Volatility
- Smart Contract and Technology Risks
- Regulatory Changes
- Cybersecurity Threats
Regulatory and Financial Disclaimer
Stackit.ai proactively adapts to regulatory requirements. All provided content is educational and not financial advice. No guarantees are implied regarding returns or portfolio performance.
Key Features
- Automated Dollar-Cost Averaging (DCA)
- Safe Leveraged Investing (up to 3x)
- Transparent Fees (3% swap fee, 3% prepaid interest on loans)
- Educational Resources and Active Community Engagement
Ideal Users
- Individuals Paying Regular Bills: Invest consistently as you cover daily expenses.
- Aspiring Wealth Builders: Follow proven, real estate-style leveraging techniques.
- Future Retirees: Build sustainable crypto portfolios to one day live solely off borrowed funds.
- Small Business Owners: Optimize treasury and cash flow management.
- New Crypto Investors: Start your crypto journey safely and simply.
Roadmap
- Q4 2022: Initial Prototype & Beta Testing
- Q1 2023: Mainnet Launch (Polygon)
- Q4 2024: Smart Leverage & Borrowing Features Launched
- Q1 2025: Expansion to Multiple Blockchains & Fiat Integration
- Q3 2025: UX & Algorithm Enhancements
- 2026 & Beyond: Gradual Decentralization & Community Governance (subject to compliance)
Stackit.ai provides the tools and strategies for anyone, anywhere, to build consistent financial habits and ultimately achieve financial independence. Experience the transformative power of using your money twice with Stackit.ai.